Sidebar #2

Dear smokers,

Being an undergraduate Actuarial student, lecturers occasionally throw random facts at us. Mostly regarding life and mortality rates, obviously, because that are what we deal with regularly.

Among them, one I would like to share with you is, the effects of smoking at pre-30 ages to the rest of your life are relatively small, i.e. it does affect your expected lifetime, but not as much as if you would quit before turning 30-ish.

Just something for you to ponder upon. Please do not quote me for any purposes.